Hands On Credit Repair is here to help you tackle your credit problems from every angle. 

We will show you how to obtain a FICO Score if you have zero credit history, how to get out debt by creating budgets, which credit cards are helpful for credit improvement, which expenses can be added on credit reports to improve scores, how to negotiate a lower collection payment as well as provide letter templates for inquires, collection removal, cease and desist letters & much more.